Wells Fargo refinance mortgage rates have been very interesting over the last several months as it has been commonplace to hear that all time lows are being set by the 30 year fixed rate. At the present time we are seeing 30 year home loans at 4.3% for homeowners who have a very good credit score. It usually takes a credit score above 740 have any opportunities to lock into the lowest mortgage interest rates today.


It also takes a significant amount of home equity and a low debt to income ratio to have any opportunities for these low Wells Fargo refinance mortgage rates. Before making the assumption that all Americans will receive rates this low it is important to call a mortgage lender and make certain that there are low rate offers available for a specific financial situation.

With mortgage interest rates very close to the lowest levels in the history of the United States housing market it would benefit many Americans to lock into low rates today. Some Americans are finding out that they save upwards of hundreds of dollars a month on their mortgage payment by simply going to the refinance process and August of 2010.

Author: Alan Lake